1. In monthly income scheme minimum Rs. 25,000/- and further in multiples of 1000/-.

2. Tenure OF account : 5 Years, 10 Years and 15 Years.

3. Issuance of certificate :Certificate will be issued to every account holder of Monthly Income Scheme.

4. Maturity : At the end of the period, the account holder member will be paid the deposit amount along with the interest/bonus fixed by the Koshi  Co-operative.

5. Double Nominee System : The account holder can appoint two nominees as per his wish, fixing the ratio of the amount to be received by each nominee. But for this declaration should be made at the time of opening the account.

6. The account holder of the monthly income scheme will have to open a savings account in which interest amount will be payable every month. Transfer will be done only if this amount is at least Rs.500.

7. The monthly interest is Rs.900 for each deposited amount of Rs.100000.

8. In case of loss/destruction of the certificate, on written request by the customer, a duplicate copy will be provided by the Koshi co-operative after verification and correct identification on payment of the Koshi co-operative’s prescribed fee. (fixed fee- 100/- )